Area Credit Manager/ACM

Lucknow, Sahibabad, Agra
Nagpur, Pune, Nasik, Aurangabad, Ahmednagar, Latur
Indore, Bhopal
Panipat, Karnal
Ludhiana, Jalandhar

1. Exp 3+ yrs
salary Not Disclosed by Recruiter
2. Job Description
  • Calculating eligibility and Financial Analysis according to
    different products and doing Credit Appraisal.
  • Checking CIBIL and Equifax.
  • Field visit and Personal discussion with customers
    to understand employment, business, cash flows, regular and
    routine expenses, existing loan obligation and its
    detail and purpose of loan, etc.
  • Good Knowledge of Team handling and multiple branches
    handling Experience.
  • KYC, compliance with financial & other documents check list.
  • To co-ordinate with legal, technical, FI. Tracking agency performance
    on TATs.
  • CAM preparation and recommendations of loans and obtaining sanction.
  • Underwriting of loan proposals and sending them for approval.
  • Customer services to all acquired customer.
3. Industry :Banking / Financial Services / Broking
4. Functional Area Financial Services , Banking , Investments , Insurance
5. Role Category: :Retail/Personal Banking
6. Role credit
7. Keyskills Credit Management, Credit Policy, Underwriting , CAM,
Credit Manager , disbursement, credit appraisal credit
8. Education UG:Any Graduate – Any Specialization
Doctorate:Any Doctorate – Any Specialization
Please refer to the Job description above